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Uninsured/Underinsured Accidents

Powerful Advocacy for Over 15 Years in the Greater Seattle Area

Lynnwood Uninsured/Underinsured Accident Attorneys

When another driver’s negligence leaves you injured in a traffic accident, there’s little you can do to address his or her negligence other than seeking financial compensation through his or her insurance coverage via a car accident claim. When the at-fault motorist, however, has no such insurance coverage, it adds another layer of driver negligence that makes the matter that much more complicated. If an underinsured or uninsured driver causes you to be injured, the stakes are too high not to consult with an experienced Lynnwood, Washington, uninsured driver accident attorney.

Every Driver’s Responsibility to Safety

Every driver is responsible for obeying the rules of the road and for proceeding safely in relation to the condition of the roadway ahead. When motorists succumb to negligent driving practices, dangerous accidents are often the result. Most driver negligence can be classified into one of the following dangerous categories:

  • Either exceeding the speed limit or driving too fast given the effects of bad weather, heavy traffic, inadequate road maintenance, or anything else
  • Driving under the influence of alcohol and/or drugs
  • Driving while under the influence of fatigue
  • Driving while distracted
  • Driving aggressively

The Responsibility to Carry Car Insurance

In the State of Washington – as in most other states – every car owner is responsible for carrying car insurance that addresses liability. This means that if a driver’s negligence causes someone else to be injured, his or her car insurance will kick in to cover the other driver’s damages. When motorists ignore this important responsibility altogether (or fail to carry adequate coverage), they break the law and leave us all more vulnerable to inadequate compensation in the event that an accident occurs.

If the Driver Has Inadequate (or No) Coverage

When drivers take it upon themselves to cheat the system by foregoing adequate insurance coverage, they also cheat everyone else out of an important financial safety net. If the driver who leaves you injured has no car insurance or has inadequate car insurance, you’ll need to turn to your own underinsured motorist coverage. This brand of coverage is generally offered with car insurance policies, and because you can’t trust other motorists to consistently do the right thing, purchasing such coverage is always well-advised.

If you need to seek compensation through your own policy, the process will be similar to the complicated process of seeking compensation through the other driver’s policy (had he or she purchased adequate coverage in the first place). If you don’t carry underinsured motorist coverage, you may have to seek compensation by filing a claim against the driver himself or herself. It’s complicated, which is why having a personal injury attorney in your corner is so critical.

Look to an Experienced Lynnwood Uninsured/Underinsured Accident Attorney for the Help You Need

If an uninsured or underinsured motorist leaves you injured, the focused car accident lawyers at Napier & George, P.S., in Lynnwood, Washington, are intent upon skillfully guiding your claim toward a conclusion that favors your rights and rightful compensation. For more information, please do not hesitate to contact or call us at (425) 778-6666 today.

What Our Clients Say

The Napier & George team went above and beyond my expectations to get my case settled. They got me a maximum top dollar settlement. I appreciate the effort by the team. I highly recommend!

Dale W.

Amazing! From the moment I retained Napier & George I breathed a sigh of relief. From that moment on I didn’t have to worry about insurance people calling me trying to rush me into settling early or trying to convince me that I was better. I could focus on me. When I told providers who was representing me they even said you have the best in the business. Quite the contrast in when I told them who my PIP provider was. If you want peace of mind go with Napier & George.

Alexander L.

The firm itself is wonderful. The whole process was seamless from the consultation to the settlement check. The communication was more than enough and I felt like I was apart of the process without the pressure of dealing with it.

Kimberly L.

Everyone on the team was so professional and helpful. It was such a relief to have someone on my side to handle all the details behind the scene so I could focus on getting back to my life at 100%. I am grateful to the team for all hard work they put in on my behalf. They earned my trust and gratitude.

Jessie S.

They were very friendly, detailed, and stayed in constant communication. Would recommend them and continue to use them.


Y’all took incredible care of me. From dealing with one of the most notoriously difficult and selfish insurance companies known to man, to taking my family out of any future legal proceedings due to some majorly painful life changes, to securing me enough return funds to go back to physical therapy – N&G are incredible and so thoughtful and kind. My endless gratitude goes out to y’all and everyone else in the office too!

Susan B.

I truly feel like I was in great hands! I was referred through Hanson Chiropractic and now I know why they trust you guys so much! Thank you so much!

Anna A.

I’m very grateful, because they always gave us best decision for us. They were always there for us they had time for all calls. We highly recommend it. Thank you very much N&G.

Irais J.

I felt well taken care of but also well informed. I was updated regularly on the status of my claim and all of my inquiries were answered quickly.

Holly D.

I loved how much you guys cared & how much you all felt like you went out of your way for me. This was the hardest part of my life and having you guys on my side, I felt relief. Thank you a million times.

Robin J.

Everyone was so great at answering all my questions & guiding me through the process. I did not need to figure things out on my own, I was informed in detail what to do, what was needed & what to expect & to continue focusing on recovering & to leave the rest to the office to handle. Thank you so much!

S. M.

3500 188th St SW, Suite 430
Lynnwood, Washington 98037 USA

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