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Uninsured/Underinsured Accidents

Powerful Advocacy for Over 15 Years in the Greater Seattle Area

Lynnwood Uninsured/Underinsured Accident Attorneys

When another driver’s negligence leaves you injured in a traffic accident, there’s little you can do to address his or her negligence other than seeking financial compensation through his or her insurance coverage via a car accident claim. When the at-fault motorist, however, has no such insurance coverage, it adds another layer of driver negligence that makes the matter that much more complicated. If an underinsured or uninsured driver causes you to be injured, the stakes are too high not to consult with an experienced Lynnwood, Washington, uninsured driver accident attorney.

Every Driver’s Responsibility to Safety

Every driver is responsible for obeying the rules of the road and for proceeding safely in relation to the condition of the roadway ahead. When motorists succumb to negligent driving practices, dangerous accidents are often the result. Most driver negligence can be classified into one of the following dangerous categories:

  • Either exceeding the speed limit or driving too fast given the effects of bad weather, heavy traffic, inadequate road maintenance, or anything else
  • Driving under the influence of alcohol and/or drugs
  • Driving while under the influence of fatigue
  • Driving while distracted
  • Driving aggressively

The Responsibility to Carry Car Insurance

In the State of Washington – as in most other states – every car owner is responsible for carrying car insurance that addresses liability. This means that if a driver’s negligence causes someone else to be injured, his or her car insurance will kick in to cover the other driver’s damages. When motorists ignore this important responsibility altogether (or fail to carry adequate coverage), they break the law and leave us all more vulnerable to inadequate compensation in the event that an accident occurs.

If the Driver Has Inadequate (or No) Coverage

When drivers take it upon themselves to cheat the system by foregoing adequate insurance coverage, they also cheat everyone else out of an important financial safety net. If the driver who leaves you injured has no car insurance or has inadequate car insurance, you’ll need to turn to your own underinsured motorist coverage. This brand of coverage is generally offered with car insurance policies, and because you can’t trust other motorists to consistently do the right thing, purchasing such coverage is always well-advised.

If you need to seek compensation through your own policy, the process will be similar to the complicated process of seeking compensation through the other driver’s policy (had he or she purchased adequate coverage in the first place). If you don’t carry underinsured motorist coverage, you may have to seek compensation by filing a claim against the driver himself or herself. It’s complicated, which is why having a personal injury attorney in your corner is so critical.

Look to an Experienced Lynnwood Uninsured/Underinsured Accident Attorney for the Help You Need

If an uninsured or underinsured motorist leaves you injured, the focused car accident lawyers at Napier & George, P.S., in Lynnwood, Washington, are intent upon skillfully guiding your claim toward a conclusion that favors your rights and rightful compensation. For more information, please do not hesitate to contact or call us at (425) 778-6666 today.

What Our Clients Say

Financially, mentally, emotionally, and even physically satisfied. What a wonderful team.

– John Paul B.

Thorough in explaining everything and maintained great communication.

– Jennifer T.

I would highly recommend the firm to anyone who needs the help. That is how I found you all, by a great recommendation.

– Mary R.

Thank you again for all of your hard work. I have been nothing but impressed with you guys. The empathy, understanding, and your knowledge and professionalism is outstanding. I will forever have nothing but great things to say about your firm and the representation I received. You guys were/are amazing.

– Jennifer R.

I could not be more pleased with my and my family’s experience with Napier & George. It was such a relief to work with such a caring and compassionate law office. I have and will continue to recommend them to anyone in need of their excellent services. Thanks so much!

Katherine M.

I highly recommend Napier & George for handling injury cases related to an auto accident. Angela George and her staff are effective, professional, timely and caring. They have represented me on two different occasions and both times received top-tier settlements on my behalf.

Janice G.

The extraordinary personal attention that the attorneys gave to every detail was beyond my expectation. I was contacted often and explained what was being done and why. The settlement outcome was fantastic.

Susan C.

It was great hearing from multiple people in the firm, believe I talked to both partners during the process. Never found myself waiting for any information, got updates when I wanted them. Felt like the entire team was involved in the process, no matter what size the case is! Appreciate the way the final explanation letter spelled everything out. Thank you for that!!

Scott T.

Napier & George (and their assistants) were very communicative, detailed in their explanations and answered all our questions, putting our minds at ease during this entire process. We gratefully let them take control of the process, and all we can say is “we wish we would’ve hired them sooner!”

Rachel L.

I was surprisingly satisfied – They were great – Easy to talk to, get a hold of, and understand. I would use no one else.

Michele M.

Excellent throughout the entire process. Very personable. Everyone was very helpful. I believe the firm achieved the best outcome for my situation. My results are very helpful and pleasing! The experience and knowledge David & Angela have in the industry is priceless! Thanks again!

Francis G.

Everyone was so great at answering all my questions & guiding me through the process. I did not need to figure things out on my own, I was informed in detail what to do, what was needed & what to expect & to continue focusing on recovering & to leave the rest to the office to handle. Thank you so much!

S. M.

The firm itself is wonderful. The whole process was seamless from the consultation to the settlement check. The communication was more than enough and I felt like I was apart of the process without the pressure of dealing with it.

Kimberly L.

The Napier & George team went above and beyond my expectations to get my case settled. They got me a maximum top dollar settlement. I appreciate the effort by the team. I highly recommend!

Dale W.

The firm is super friendly and kind, I appreciate the updates every month. Thank you for helping me get my case resolved. You took so much off of my shoulders. I’m glad I had a great team working beside me every step of the way, the main thing I had to focus on was getting better after my motor vehicle collision. Great communication and respect for my situation. I am so grateful and blessed that you were helping me!

Colleen J.

3500 188th St SW, Suite 600
Lynnwood, Washington 98037 USA

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